Car Accident Lawyers in Phenix City, Alabama 

Can You Receive a Settlement from a Car Accident?

Individuals injured in car accidents may be able to recover compensation if the accident was the fault of another driver. It is essential to demonstrate the other driver's fault to recover damages. At Loftin, Loftin & May, we carefully examine each case, ensuring every detail supports your claim, from police reports to eyewitness testimonies. 

Our thorough approach aims to help maximize the compensation you can receive, whether through settlement negotiations or trial representation as a reliable car accident attorney in Columbus.

If you are even partially at fault, you may not recover any compensation. Because of the uniqueness of Alabama’s car accident law and contributory negligence rule, it is crucial to seek the advice of a qualified attorney to navigate these complex legal issues. Our team draws on more than 55 years of experience to guide you through this process.

Many people are unsure what a settlement might actually include beyond immediate medical bills, especially if they have never been through a claim before. We review how future treatment, reduced earning capacity, and the impact on your day-to-day life are documented and presented to an insurance adjuster or to a jury. By working closely with you, your family, and your medical providers in both Columbus and Phenix City, we build a clear picture of how the crash has affected you so that any settlement demand truly reflects your losses.

Settlement discussions can take place at different stages of a case, from early talks with the insurer for the at-fault driver to mediation shortly before trial. We explain the pros and cons of each offer in plain language so you understand how it compares to the risks of going to court. This step-by-step guidance helps you decide whether to accept a settlement or continue pursuing your claim, always keeping your goals and comfort level at the center of the process.

You may be able to recover compensation for:

• Medical bills
• Lost wages
• Pain and suffering
• Property damage

Common Causes Of Car Accidents In Columbus, Georgia

Understanding how crashes commonly happen in and around Columbus can help you recognize what went wrong in your own situation and why another driver may be legally responsible. Wrecks on busy routes like Veterans Parkway, JR Allen Parkway, and Wynnton Road often share similar patterns, whether they occur during the morning commute, weekend nightlife, or heavy shopping traffic. By identifying these patterns, we are better able to focus our investigation and preserve the evidence that matters most.

Some collisions are the result of distracted driving, such as texting at a red light downtown or looking at a GPS while merging near I-185. Others stem from speeding, running red lights, or failing to yield in congested areas close to Columbus State University or near Fort Moore. We look beyond the police report to determine whether factors like fatigue, alcohol use, or unsafe vehicle maintenance also played a role, so that responsibility is properly assigned.

When we evaluate a crash, we also consider road and weather conditions, traffic control devices, and whether commercial vehicles were involved. An impact with a delivery van on a narrow neighborhood street raises different questions than a rear-end collision on the highway. By taking this detailed, fact-specific approach, we can build a stronger claim on your behalf and show insurers or a court how the other party’s choices led to your injuries.

How The Car Accident Claims Process Works

After a serious collision, many people in Columbus and Phenix City are unsure what to expect once they decide to pursue a claim. While every situation is different, the overall process generally follows a similar path from the first call to resolution. Knowing these steps in advance can reduce stress and help you feel more prepared as your case moves forward.

The process often begins with a detailed consultation where we review the facts of the crash, your medical treatment, and the insurance policies involved. We then notify the insurance companies that we represent you, gather records and witness information, and, when appropriate, obtain reports from law enforcement agencies such as the Columbus Police Department or the Muscogee County Sheriff’s Office. Once we have a clear picture of your injuries and how they affect your life, we prepare a demand package explaining your losses and the legal basis for your claim.

Most cases will go through a negotiation phase where we exchange information and discuss a possible settlement with the insurance company. If a fair resolution cannot be reached, we may file a lawsuit in the appropriate court, such as Muscogee County State Court or Russell County Circuit Court, depending on where the crash occurred and the parties involved. Throughout each of these stages, we keep you updated, explain your options in straightforward terms, and help you decide on the course of action that aligns with your goals and comfort level.

Why Immediate Medical Attention is Crucial After a Car Accident

Being involved in a car accident can be traumatic, and it is crucial to prioritize your health and well-being afterward. Even if you do not initially feel pain or notice visible injuries, seeking immediate medical attention is essential. Delaying medical care can have serious consequences and may negatively affect any potential personal injury claims.

Here are a few reasons why seeking immediate medical attention is so important:

• Hidden injuries: Some injuries, such as whiplash or internal bleeding, may not show immediate symptoms. A medical professional can conduct a thorough examination and identify any underlying injuries that may not be apparent to you.
• Documentation of your condition: Seeking medical attention right away creates a clear record of your injuries and their connection to the accident. This documentation is crucial when pursuing a personal injury claim.
• Preventing further complications: Prompt medical care can prevent minor injuries from worsening or developing into more severe conditions. Early treatment can also help reduce pain and discomfort.
• Legal protection of your claim: Insurance companies often use delays in seeking medical care as a reason to deny or undervalue claims. By seeking immediate medical attention, you can protect your rights and support a fair valuation of your injuries.

At Loftin, Loftin & May, we understand the importance of both your physical and legal well-being. Our experienced car accident lawyers in Columbus, GA, can guide you through the process of seeking medical care and pursuing a personal injury claim. 

Common Serious Injuries from Car Accidents

After being involved in a crash, there are many different types of injuries that victims may suffer. Some are easier to detect than others, while some may take months, sometimes even years, to uncover. Many car accident injuries also require surgery, which can lead to expensive medical bills for the victim.

Understanding the full scope of injuries, both immediate and delayed, is fundamental. Some injuries might seem minor initially, but can develop into chronic conditions affecting your quality of life. A proactive approach in addressing and treating these injuries can provide better health outcomes and is essential for legal reasons as well. Our attorneys work to incorporate medical feedback into your legal claim to help ensure the impact of your injuries is fully represented.

Serious Car Accident Injuries

• Head injuries (including traumatic brain injuries and concussions)
• Spinal cord injuries
• Internal bleeding
• Broken or crushed bones
• Torn ligaments or muscles (also known as soft-tissue injuries)
• Chest injuries (including broken ribs and internal bleeding)

Minor Car Accident Injuries

• Minor cuts and bruises
• Minor concussions
• Minor sprains

No matter what types of injuries you suffered, if they were caused by someone else's negligence, you may be eligible to receive compensation to help offset the cost of medical bills and recovery treatment. Receiving proper medical attention and legal support can be an important part of your recovery.

Frequently Asked Questions

What Should I Do Immediately After a Car Accident in Columbus?

Immediately after a car accident, your priority should be ensuring your safety and seeking medical attention. Call emergency services if needed, and gather as much information as possible from the accident scene, including photos and witness contacts. Reporting the accident to the police is also crucial, as their report will be important in any legal proceedings. Contact Loftin, Loftin & May, LLC promptly to discuss the next steps and protect your rights with the help of a car accident lawyer in Columbus.

Can I Still Recover Damages If I Am Partially At Fault?

In Georgia, you can still recover damages even if you are found partially at fault, as long as you are less than 50% responsible for the accident. Known as the modified comparative negligence rule, it allows your compensation to be reduced by your percentage of fault. Understanding your degree of fault and potential impact on your claim requires careful review and legal advice from a car accident attorney experienced in Columbus cases.

How Long Do I Have to File a Car Accident Claim in Columbus?

In Georgia, you generally have two years from the date of the accident to file a personal injury claim. This statute of limitations means it is vital to act promptly to preserve your right to seek compensation. Our team at Loftin, Loftin & May, LLC works to ensure that all legal timelines are met, and your case is filed within the applicable deadlines with the support of a dedicated car accident lawyer in Columbus.

What Compensation Can I Expect From a Successful Claim?

A successful car accident claim can result in compensation for medical expenses, lost wages, rehabilitation costs, pain and suffering, and other damages related to the accident. The exact amount awarded can vary based on the severity of your injuries, the impact on your livelihood, and the degree of fault involved. Our firm seeks to pursue appropriate recovery for every client by using sound legal strategies and careful analysis tailored to each case.

Why Should I Choose Loftin, Loftin & May, LLC for My Car Accident Case?

Choosing Loftin, Loftin & May, LLC means working with a law firm with more than 55 years of experience serving Columbus and the surrounding areas. Our personalized approach focuses on understanding your unique needs and goals, clearly explaining legal strategies, and drawing on our knowledge of local courts to provide you with strong representation by a car accident attorney in Columbus.

Why You Need a Car Accident Attorney in Columbus, Georgia

Car accidents can be overwhelming, especially if you are dealing with injuries, medical bills, and lost wages. It is important to understand the value of having an experienced car accident attorney by your side to help you navigate the legal process and seek appropriate compensation.

Here are some reasons why hiring a car accident attorney in Columbus is beneficial::

• Legal expertise and guidance: An attorney can help you understand your legal rights and options and provide guidance throughout the claims process. This includes explaining complex legal terms in plain language, making the process less daunting for you.
• Investigation of the crash: An attorney can conduct a thorough investigation of the accident, gather evidence, and build a strong case on your behalf. Our team works diligently to uncover every detail that could support your claim, helping ensure we do not miss information that could affect the outcome.
• Negotiation with insurers: An attorney can negotiate with insurance companies and other parties involved to help you pursue fair compensation for your damages and losses. This experience can often lead to settlements that would not be possible otherwise. Our persistent approach aims to pursue appropriate recoveries while maintaining clear and transparent communication throughout the legal process.
• Court representation when needed: If necessary, an attorney can represent you in court and present your case in front of a judge and jury. Having professional legal representation sends a strong message that you are serious about seeking a fair outcome. At Loftin, Loftin & May, LLC, we place great importance on effective courtroom advocacy.
• Peace of mind and support: Knowing that you have a dedicated legal advocate on your side can provide you with the peace of mind you need to focus on your recovery and move forward with your life. Having someone handle the legal details while you focus on healing can be invaluable.

At Loftin, Loftin and May, our car accident attorneys have years of experience helping clients in Phenix City and the Columbus area pursue the compensation they need. Our approach is client-focused, ensuring that you receive personalized service tailored to your specific circumstances. 

Get Loftin, Loftin & May on Your Side After a Serious Wreck

After a crash, delays can cost you—evidence disappears, stories change, and insurance companies build their defense early. The sooner you get clear guidance, the easier it is to protect your rights and your claim.

Contact us today for a free consultation to discuss what happened and what your next steps should be.